Business Cards
Do you have a side gig or business (think selling on Ebay or Craigslist and drive for Uber/Lyft)?
Then you can qualify for a business card!
One of the benefits of having a side hustle is that you can apply for a business card. It doesn't matter if you only earn $1000 or less than $100 a year, as long as you're actually "doing" it.
Business Cards — The Basics
Business cards doesn’t count towards your 5/24 status (except for Capital One, Discover and TD Bank) so this is another great opportunity to earn points faster!
Examples of side gig/business:
- Selling on FB Marketplace, eBay, Amazon, and Craigslist
- Driving for Uber and/or Lyft
- Etsy Store
- Photography or Videography
- Hosting on Airbnb / renting out properties
- Delivery driver (Uber Eats, Grubhub, Postmates, DoorDash, etc.)
- Freelance Graphic Design & Writing
- Dog walking services (Rover, etc.)
- Online Marketer (Managing online accounts like Instagram, Facebook, and TikTok for other businesses)
- Drop shipping
- and the list goes on!
Pro Tip - How To Earn More Points If You Have a Business EIN
Do you have a business EIN? If so, this is a another great way to earn more points!
Having a business EIN # let you apply for the same business card twice (or even more) depending on how many businesses you have!
NOTE: This only works for Chase and not with American Express, Citi, etc.
Here’s an example:
There are 3 Chase Business cards that currently has an amazing offer at the moment - Chase Ink Business Cash® Credit Card, Chase Ink Business Unlimited® Credit Card, and Chase Ink Business Preferred® Credit Card.
Let’s say I wanted to apply for the Chase Ink Business Cash® Credit Card. What I’ll do first is apply for the Ink Cash card using my SSN. Once I get approved, I will wait at least 30 days, then apply for the same card again but this time, I will use my business EIN.
By doing this method, you will get the bonus on the Chase Ink Business Cash twice! #winning
But what if you have 3 or more business EINs? That means you can apply for the same business card 4 times and get 4x the bonus!
This is just one of the best strategies that I know and I’ve used this personally. My wife and I own a wedding videography business and have an LLC for it. Once we have created that LLC, we get a business EIN # and use that to apply for more business cards!
