RECOMMENDED CARDS UNDER 5/24
I always recommended people who are just starting out to focus on getting Chase cards first when starting out.
Here’s a list I created that will guide you on which Chase cards to get. I will be updating this list every month because the signup bonus and perks of a certain card can change.
Advertiser Disclosure:
Some of the card links and other products that appear on this website are from companies in which Travel With Dax will earn an affiliate commission or referral bonus. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content on this site is accurate as of the posting date. Some of the offers mentioned may no longer be available.
-
Chase Sapphire Preferred® Card
Earn 60,000 Chase Ultimate Rewards® Points after you spend $4,000 on purchases in the first 3 months of account opening
Annual Fee: $95 -
Chase Ink Business Cash® Credit Card
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Annual Fee: $0 -
Chase Ink Business Unlimited® Credit Card
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Annual Fee: $0 -
Chase Ink Business Preferred® Credit Card
Earn 100,000 Chase Ultimate Rewards Points after you spend $8,000 on purchases in the first 3 months after account opening
Annual Fee: $95 -
IHG One Rewards Premier Credit Card
Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening
Annual Fee: $99
-
IHG One Rewards Premier Business Credit Card
Earn 140,000 Bonus Points after you spend $3,000 on purchases within the first three months of account opening
Annual Fee: $99 -
Southwest® Rapid Rewards® Performance Business Credit Card
Earn 80,000 Bonus Points
after you spend $5,000 on purchases in the first 3 months from account opening.
Annual Fee: $199 -
Southwest Rapid Rewards® Plus Credit Card
Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
Annual Fee: $69 -
United℠ Business Card
Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
Annual Fee: $0 for your first year, then $99 -
World of Hyatt Business Credit Card
Earn 60,000 Bonus Points after spending $5,000 on purchases within the first three months from account opening
Annual Fee: $199
-
Chase Sapphire Reserve®
Earn 60,000 Chase Ultimate Rewards® Points after you spend $4,000 in 3 months
Annual Fee: $550 -
United Club℠ Infinite Card
Earn 90,000 bonus miles
after you spend $5,000 on purchases in the first 3 months your account is open.
Annual Fee: $525 -
The World of Hyatt Credit Card
Up to 60,000 Bonus Points
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Annual Fee: $95 -
Chase Freedom Flex℠
$200 Bonus Cash Back
after you spend $500 on purchases in your first 3 months from account opening.
Annual Fee: $0 -
Chase Freedom Unlimited®
Unlimited Matched Cash Back
on all your purchases for the first year.
Annual Fee: $0

Business Cards
Business cards doesn’t count towards your 5/24 status (except for Capital One, Discover and TD Bank).
Think you can’t qualify for a business card? Start selling at FB Marketplace or Ebay and you can be eligible for one! Other side hustles that will make you eligible for business credit cards are in this post: https://www.travelwithdax.com/businesscards
-
The Business Platinum Card® from American Express
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. Terms apply.
Annual Fee: $695 -
American Express® Business Gold Card
Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply
Annual Fee: $295 -
AAdvantage Aviator Business Mastercard
Earn 60,000 bonus miles after spending $2,000 on purchases in the first 90 days, and earn 10,000 bonus miles after a purchase is made on an employee card.
Annual Fee: 95 -
CitiBusiness / AAdvantage Platinum Select World Elite MasterCard
Earn 65,000 bonus miles after $4,000 in purchases within the first 3 months of account opening.
Annual Fee: $0 for your first year, then $99. -
Marriott Bonvoy Business® American Express® Card
Earn 75,000 Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.
Annual Fee:
$125

RECOMMENDED CARDS OVER 5/24
Once you’ve maxed out your “5” slots with Chase, it’s time to move on and start applying for these cards : )
-
Capital One® Venture® Rewards Credit Card
Earn 75,000 miles once you spend $4,000 on purchases within 3 months from account opening.
Annual Fee: $95 -
Capital One® Venture X Rewards Credit Card
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Annual Fee: $395 -
Citi Premier® Card
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.
Annual Fee: $95 -
American Express® Gold Card
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Terms Apply.
Annual Fee: 250 -
The Platinum Card® from American Express
Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Terms apply.
Annual Fee: $695
-
Citi® / AAdvantage® Platinum Select® Mastercard®
Earn 50,000 American Airlines AAdvantage® bonus miles after
$2,500 in purchases within the first 3 months of account opening
Annual Fee: $0 intro annual fee for the first year, then $99 -
AAdvantage® Aviator® Red World Elite Mastercard®
Earn 60,000 AAdvantage® bonus miles
after making your first purchase and paying the $99 annual fee in full, both within the first 90 days.
Annual Fee: $99 -
Citi® / AAdvantage® Executive World Elite Mastercard®
Earn 70,000 American Airlines AAdvantage® bonus miles after
$7,000 in purchases within the first 3 months of account opening.
Annual Fee: $595 -
Hilton Honors American Express Aspire Card
Earn 180,000 Hilton Honors Bonus Points
after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.
Annual Fee: $550 -
Alaska Airlines Visa® Card
Earn 50,000 Bonus Miles after you spend $3,000 in purchases within the first 3 months of account opening.
Annual Fee: $95