RECOMMENDED CARDS UNDER 5/24

I always recommended people who are just starting out to focus on getting Chase cards first when starting out.

Here’s a list I created that will guide you on which Chase cards to get. I will be updating this list every month because the signup bonus and perks of a certain card can change.

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  • Chase Sapphire Preferred® Card

    Earn 60,000 Chase Ultimate Rewards® Points after you spend $4,000 on purchases in the first 3 months of account opening

    Annual Fee: $95

  • Chase Ink Business Cash® Credit Card

    Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening

    Annual Fee: $0

  • Chase Ink Business Unlimited® Credit Card

    Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening

    Annual Fee: $0

  • Chase Ink Business Preferred® Credit Card

    Earn 100,000 Chase Ultimate Rewards Points after you spend $8,000 on purchases in the first 3 months after account opening

    Annual Fee: $95

  • IHG One Rewards Premier Credit Card

    Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening

    Annual Fee: $99

  • IHG One Rewards Premier Business Credit Card

    Earn 140,000 Bonus Points after you spend $3,000 on purchases within the first three months of account opening

    Annual Fee: $99

  • Southwest® Rapid Rewards® Performance Business Credit Card

    Earn 80,000 Bonus Points
    after you spend $5,000 on purchases in the first 3 months from account opening.

    Annual Fee: $199

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    Southwest Rapid Rewards® Plus Credit Card

    Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

    Annual Fee: $69

  • United℠ Business Card

    Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

    Annual Fee: $0 for your first year, then $99

  • World of Hyatt Business Credit Card

    Earn 60,000 Bonus Points after spending $5,000 on purchases within the first three months from account opening

    Annual Fee: $199

  • Chase Sapphire Reserve®

    Earn 60,000 Chase Ultimate Rewards® Points after you spend $4,000 in 3 months

    Annual Fee: $550

  • United Club℠ Infinite Card

    Earn 90,000 bonus miles
    after you spend $5,000 on purchases in the first 3 months your account is open.

    Annual Fee: $525

  • The World of Hyatt Credit Card

    Up to 60,000 Bonus Points

    Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

    Annual Fee: $95

  • Chase Freedom Flex℠

    $200 Bonus Cash Back
    after you spend $500 on purchases in your first 3 months from account opening.

    Annual Fee: $0

  • Chase Freedom Unlimited®

    Unlimited Matched Cash Back
    on all your purchases for the first year.

    Annual Fee: $0

Business Cards

Business cards doesn’t count towards your 5/24 status (except for Capital One, Discover and TD Bank).

Think you can’t qualify for a business card? Start selling at FB Marketplace or Ebay and you can be eligible for one! Other side hustles that will make you eligible for business credit cards are in this post: https://www.travelwithdax.com/businesscards

  • The Business Platinum Card® from American Express

    Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. Terms apply.

    Annual Fee: $695

  • American Express® Business Gold Card

    Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply

    Annual Fee: $295

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    AAdvantage Aviator Business Mastercard

    Earn 60,000 bonus miles after spending $2,000 on purchases in the first 90 days, and earn 10,000 bonus miles after a purchase is made on an employee card.

    Annual Fee: 95

  • CitiBusiness / AAdvantage Platinum Select World Elite MasterCard

    Earn 65,000 bonus miles after $4,000 in purchases within the first 3 months of account opening.

    Annual Fee: $0 for your first year, then $99.

  • Marriott Bonvoy Business® American Express® Card

    Earn 75,000 Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.

    Annual Fee:
    $125

RECOMMENDED CARDS OVER 5/24

Once you’ve maxed out your “5” slots with Chase, it’s time to move on and start applying for these cards : )

  • Capital One® Venture® Rewards Credit Card

    Earn 75,000 miles once you spend $4,000 on purchases within 3 months from account opening.

    Annual Fee: $95

  • Capital One® Venture X Rewards Credit Card

    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

    Annual Fee: $395

  • Citi Premier® Card

    Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.

    Annual Fee: $95

  • American Express® Gold Card

    Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Terms Apply.

    Annual Fee: 250

  • The Platinum Card® from American Express

    Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Terms apply.

    Annual Fee: $695

  • Citi® / AAdvantage® Platinum Select® Mastercard®

    Earn 50,000 American Airlines AAdvantage® bonus miles after
    $2,500 in purchases within the first 3 months of account opening

    Annual Fee: $0 intro annual fee for the first year, then $99

  • AAdvantage® Aviator® Red World Elite Mastercard®

    Earn 60,000 AAdvantage® bonus miles
    after making your first purchase and paying the $99 annual fee in full, both within the first 90 days.

    Annual Fee: $99

  • Citi® / AAdvantage® Executive World Elite Mastercard®

    Earn 70,000 American Airlines AAdvantage® bonus miles after
    $7,000 in purchases within the first 3 months of account opening.

    Annual Fee: $595

  • Hilton Honors American Express Aspire Card

    Earn 180,000 Hilton Honors Bonus Points
    after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.

    Annual Fee: $550

  • Alaska Airlines Visa® Card

    Earn 50,000 Bonus Miles after you spend $3,000 in purchases within the first 3 months of account opening.

    Annual Fee: $95